These Terms of Service ("Terms") are a binding agreement between you and Synercomm LLC, a California limited liability company ("Synercomm," "Tame That Tiger," "we," "our," or "us"). These Terms govern your access to and use of tamethattiger.com and the retirement-planning tools, dashboards, calculators, AI Financial Coach, professional directory, subscriptions, and related services we provide (collectively, the "Service").
By creating an account, purchasing a subscription, accessing a paid feature, or otherwise using the Service, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service.
You must be at least 18 years old and legally capable of entering into a binding agreement to use the Service. The Service is intended primarily for users in the United States.
You agree to provide accurate account information, maintain the confidentiality of your login credentials, and promptly notify us if you believe your account has been accessed without authorization. You are responsible for activity conducted through your account unless applicable law provides otherwise.
Tame That Tiger is a technology platform designed to help users organize financial information, model retirement scenarios, estimate possible outcomes, create budgets and savings goals, and access educational information. Features may include pension and Social Security assumptions, portfolio projections, income and expense modeling, saved scenarios, an AI Financial Coach, and a directory of independent financial and tax professionals.
The Service may change over time. We may add, modify, suspend, or discontinue features, subject to applicable law and any obligations associated with an active paid subscription.
TAME THAT TIGER IS A PLANNING, EDUCATIONAL, AND INFORMATIONAL TOOL. SYNERCOMM LLC IS NOT ACTING THROUGH THE SERVICE AS YOUR INVESTMENT ADVISER, FINANCIAL PLANNER, BROKER-DEALER, TAX PREPARER, ACCOUNTANT, INSURANCE PRODUCER, FIDUCIARY, OR OTHER LICENSED FINANCIAL PROFESSIONAL.
The Service does not provide individualized investment, tax, accounting, insurance, or other regulated professional advice. Nothing displayed by the Service is a recommendation to buy, sell, hold, or allocate any security or financial product, claim Social Security at a particular age, elect a pension option, make a tax election, or undertake a particular financial transaction.
You are responsible for your own financial decisions. Before making a material financial, retirement, tax, insurance, or investment decision, you should independently evaluate the information and, when appropriate, consult a qualified professional of your choosing.
Retirement projections are estimates based on the information and assumptions entered into the Service. Results may depend on assumptions involving investment returns, inflation, longevity, taxes, Social Security, pensions, income, expenses, contribution rates, withdrawal rates, and other variables.
Actual results can differ materially from projected results. Tame That Tiger does not guarantee investment returns, retirement income, portfolio longevity, tax outcomes, Social Security benefits, pension benefits, or any other financial result.
You are responsible for reviewing the accuracy and completeness of information you enter. If your inputs or assumptions are inaccurate, incomplete, or outdated, the Service's calculations and outputs may also be inaccurate.
The AI Financial Coach is an educational feature powered through Anthropic's Claude API. When you use the AI Coach, your message and relevant information derived from your saved scenario may be processed to generate a response, as described in our Privacy Policy.
AI-generated responses can be incomplete, inaccurate, outdated, inconsistent, or inappropriate for your particular circumstances. The AI Coach is not a licensed professional and does not independently verify the financial information you provide or the legal, tax, regulatory, or financial accuracy of its output.
You should not rely on an AI response as the sole basis for a significant financial decision. Do not enter Social Security numbers, bank or brokerage account numbers, passwords, authentication credentials, tax identification numbers, or other sensitive identifiers that are unnecessary to use the feature.
The Service may include a directory of independent professionals, including CPAs, CFP professionals, and similar financial or tax professionals. Professionals may pay a recurring fee to appear in the directory.
A PAID DIRECTORY LISTING IS ADVERTISING. A LISTING IS NOT AN ENDORSEMENT, RECOMMENDATION, CERTIFICATION, GUARANTEE, OR REPRESENTATION BY SYNERCOMM THAT A PROFESSIONAL IS APPROPRIATE FOR YOU.
Synercomm may review credential or license information submitted by an applicant before approving a listing. Any such review is limited and does not guarantee that credentials remain current, that a professional is in good standing, or that the professional is competent or suitable for a user's needs. You are responsible for independently verifying a professional's credentials, status, fees, services, and suitability before engaging that professional.
If you choose to request an introduction to or contact a listed professional, you select the professional and voluntarily submit the information needed for that request. Tame That Tiger may transmit the information you submit to the professional you selected.
Any relationship, engagement, agreement, advice, service, payment, dispute, or transaction between you and an independent professional is solely between you and that professional. Synercomm is not a party to that professional-client relationship and does not control the professional's services, advice, fees, or conduct.
Certain features may require a paid subscription. Prices, billing intervals, included features, and any trial or promotional terms will be disclosed before you purchase.
Payments are processed through Stripe-hosted payment services. Synercomm does not receive or store your full payment-card number, expiration date, or CVV. Stripe's terms and privacy practices also apply to information processed by Stripe.
Unless otherwise disclosed at checkout, subscriptions are billed in advance on a recurring basis and automatically renew for successive billing periods until cancelled. Before you enroll, the checkout flow should disclose the price, billing frequency, automatic-renewal terms, and how to cancel.
You may cancel an automatically renewing subscription through the online account or billing-management method made available to you. Cancellation stops future renewal charges but does not ordinarily reverse a charge for a billing period that has already begun, except where required by law or expressly stated in the offer.
After cancellation, paid access may continue through the end of the then-current paid billing period. We will not require you to communicate with a live representative solely to cancel a subscription that you enrolled in online, unless applicable law permits otherwise.
If we materially change the recurring price or other material subscription terms, we will provide any advance notice and obtain any consent required by applicable law before the change takes effect.
Except where required by law, fees are non-refundable once charged. If a specific promotion, subscription offer, or checkout page provides a different refund policy, the terms presented with that offer control for that transaction.
Professionals who purchase directory listings are responsible for keeping their profile, credential, license, contact, and practice information accurate and current. Synercomm may request documentation reasonably necessary to review a listing.
Payment does not guarantee approval, placement, visibility, leads, introductions, revenue, or any particular business result. We may reject, suspend, or remove a listing that contains inaccurate or misleading information, violates these Terms, creates security or integrity concerns, or otherwise fails to meet our directory standards.
You may not use the Service to:
You retain ownership of information and content you submit to the Service. You grant Synercomm a limited, non-exclusive right to host, store, reproduce, process, transmit, and display that information only as reasonably necessary to operate, secure, support, and improve the Service and to perform the functions you request, subject to our Privacy Policy.
You represent that you have the right to provide information you submit and that doing so does not violate another person's rights.
The Service, including its software, interface, design, branding, text, graphics, calculations, organization, and other content provided by Synercomm, is owned by or licensed to Synercomm and is protected by intellectual-property laws. Subject to these Terms, Synercomm grants you a limited, revocable, non-exclusive, non-transferable right to use the Service for your personal or authorized business use.
No rights are granted except those expressly stated in these Terms.
The Service relies on or may link to third-party services, including payment processing, AI processing, hosting, location lookup, and independent professional websites. Third parties operate under their own terms and privacy practices. Synercomm does not control and is not responsible for third-party services except to the extent required by applicable law.
Our Privacy Policy explains how we collect, use, disclose, retain, and protect personal information. The Privacy Policy is incorporated into these Terms by reference. If a conflict arises between these Terms and the Privacy Policy regarding the handling of personal information, the Privacy Policy controls for that issue.
We work to keep the Service available, but we do not guarantee uninterrupted, error-free, or continuously available access. Maintenance, outages, security events, third-party failures, or other circumstances may temporarily affect availability.
We may modify or discontinue features. If a material change affects an active paid subscription, we will provide notice or other remedies where required by applicable law.
You may stop using the Service at any time and may cancel paid subscriptions as described above. We may suspend or terminate access if we reasonably believe you have materially violated these Terms, created a security risk, engaged in fraud or abuse, failed to pay applicable fees, or used the Service unlawfully.
Where reasonably practicable and appropriate, we may provide notice and an opportunity to cure before termination. We may act immediately when necessary to protect users, the Service, or others from fraud, abuse, security threats, or unlawful activity.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." SYNERCOMM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, ACCURACY, AND QUIET ENJOYMENT.
WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT FINANCIAL PROJECTIONS, AI OUTPUTS, PROFESSIONAL DIRECTORY INFORMATION, THIRD-PARTY INFORMATION, OR OTHER SERVICE CONTENT WILL BE COMPLETE, CURRENT, ERROR-FREE, OR SUITABLE FOR YOUR PARTICULAR PURPOSE.
Some jurisdictions do not allow certain warranty exclusions, so some of the above may not apply to you.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SYNERCOMM AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AND AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, LOST SAVINGS, LOST INVESTMENT OPPORTUNITY, OR BUSINESS INTERRUPTION, ARISING FROM OR RELATING TO THE SERVICE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SYNERCOMM'S AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO SYNERCOMM FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR (B) $100.
These limitations do not apply to liability that cannot lawfully be excluded or limited.
To the extent permitted by law, if you use the Service for business or professional purposes, you agree to defend, indemnify, and hold Synercomm harmless from third-party claims, losses, liabilities, and reasonable costs arising from your unlawful use of the Service, your material violation of these Terms, or content or professional information you submit that infringes or violates another person's rights.
This Section is not intended to impose obligations on an individual consumer that applicable law does not permit.
Before filing an arbitration demand, the party asserting a dispute must send the other party a written Notice of Dispute describing the claimant's name and contact information, the nature and factual basis of the dispute, and the relief requested. Notices to Synercomm must be sent to support@tamethattiger.com and Synercomm LLC, Tame That Tiger, 12070 Lakewood Ave., Downey, CA 90242. The parties will attempt in good faith to resolve the dispute for 30 days after receipt of a complete Notice of Dispute. The parties may agree to extend this period.
If a dispute is not resolved through the informal process, either party may elect final and binding individual arbitration. This arbitration agreement is governed by the Federal Arbitration Act (9 U.S.C. §§ 1-16) and applies to any dispute, claim, or controversy arising out of or relating to these Terms, the Privacy Policy, the Service, a subscription, an AI-generated response, a retirement projection, a professional-directory interaction, or the parties' relationship, whether based in contract, tort, statute, fraud, misrepresentation, or another legal theory, except for claims expressly excluded below.
Arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules and Mediation Procedures then in effect, as modified by this Section. If AAA is unavailable or declines to administer the dispute, the parties will attempt in good faith to select another nationally recognized arbitration provider. If they cannot agree, a court of competent jurisdiction may appoint an administrator or arbitrator consistent with the Federal Arbitration Act.
The arbitration will be conducted by one neutral arbitrator. Unless the parties agree otherwise, the arbitration may be conducted by documents, telephone, videoconference, or in person as permitted by the applicable AAA rules. A consumer may elect an in-person hearing in the county of the consumer's residence or another location reasonably convenient to the consumer, subject to applicable AAA rules. The arbitrator may award any individual remedy or relief that a court could award under applicable law, but only to the individual party seeking relief and only to the extent necessary to resolve that party's claim.
For consumer disputes, fees will be allocated in accordance with the AAA Consumer Arbitration Rules and applicable law. Synercomm will pay arbitration fees that the applicable rules or law require the business to pay. If a consumer's arbitration cost would be greater than the cost of filing the same claim in court, Synercomm will consider a reasonable written request to pay the additional arbitration filing cost, unless the arbitrator determines the claim was filed for harassment or is patently frivolous.
Either party may bring an individual claim in small-claims court if the claim qualifies and remains on an individual basis. Either party may also seek temporary or preliminary injunctive relief from a court when necessary to prevent imminent misuse of intellectual property, unauthorized access, fraud, or a security threat while arbitration is pending. Nothing in this Section prevents a party from reporting a matter to, or seeking relief from, a government agency where applicable law permits.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AND SYNERCOMM AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLASS MEMBER, OR REPRESENTATIVE IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE-ATTORNEY-GENERAL, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE THE CLAIMS OF MORE THAN ONE PERSON OR PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING EXCEPT TO THE EXTENT APPLICABLE LAW REQUIRES OTHERWISE.
TO THE EXTENT A DISPUTE IS SUBJECT TO ARBITRATION, YOU AND SYNERCOMM EACH WAIVE THE RIGHT TO A TRIAL BY JURY.
This waiver does not apply to a dispute that is not subject to arbitration under this Section.
You may opt out of this arbitration agreement without affecting your account or subscription. To opt out, you must send written notice within 30 days after the date you first affirmatively accept a version of these Terms containing this arbitration agreement. Your notice must include your full name, the email address associated with your Tame That Tiger account, and a clear statement that you are opting out of the arbitration agreement. Send the notice by email to support@tamethattiger.com with the subject line "Arbitration Opt-Out," or by mail to Synercomm LLC, Tame That Tiger, 12070 Lakewood Ave., Downey, CA 90242. Opting out of arbitration does not opt you out of any other provision of these Terms.
If we make a material change to this arbitration agreement after you have accepted it, we will provide advance notice as required by applicable law. A material change will not apply retroactively to a dispute for which a valid Notice of Dispute was received before the effective date of the change. Where applicable law requires renewed assent to a material arbitration change, we will request it.
If a portion of this arbitration agreement is found unenforceable, that portion will be severed and the remainder will remain in effect to the fullest extent permitted by law. However, if the class-action or representative-action waiver is found unenforceable as to a particular claim or request for relief and applicable law requires that claim or relief to proceed on a non-individual basis, that claim or request for relief will be severed from arbitration and may proceed in court, while the remaining arbitrable claims will proceed in individual arbitration.
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles, except that the Federal Arbitration Act governs this arbitration agreement. For a dispute or claim that is not subject to arbitration, and except where applicable law gives a consumer the right to proceed elsewhere, the parties consent to the jurisdiction of state and federal courts with jurisdiction in Los Angeles County, California.
We may update these Terms to reflect changes in the Service, business practices, or applicable law. We will update the Last Updated date when changes are made. For material changes, we may provide additional notice through the Service, by email, or through another reasonable method. Where applicable law requires affirmative consent to a change, we will request that consent.
By using the Service, you agree that we may provide agreements, notices, disclosures, receipts, and other Service-related communications electronically, including through the Service or by email, subject to applicable law. You are responsible for maintaining a current email address associated with your account.
If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law. Our failure to enforce a provision is not a waiver of that provision. You may not assign these Terms without our consent, except where applicable law provides otherwise. Synercomm may assign these Terms in connection with a merger, reorganization, sale of assets, or similar transaction.
These Terms, together with the Privacy Policy and any additional terms presented for a specific paid feature or promotion, constitute the agreement between you and Synercomm concerning the Service and supersede prior statements concerning the same subject.
Questions about these Terms or the Service may be directed to:
Synercomm LLC
Tame That Tiger
12070 Lakewood Ave.
Downey, CA 90242
Email: support@tamethattiger.com
Website: tamethattiger.com